What Is Cryptocurrency? Here’s What You Should Know

6 ways of capital growth

There are basically two types of investment income. Capital gains and investment income.

Investment income is the income you receive from an asset, examples of investment income are interest on savings, rent from property and dividends from stocks.

A capital gain is an increase in the value of an asset; an example of a capital gain is an increase in the value of property, stocks, and other assets.

Some investments provide capital gains but do not generate income; examples are precious metals such as gold, bitcoins, antiques, and other collectibles.

Here are investments that provide capital gains:

Stock market

The stock market offers excellent opportunities for capital growth. For most people, investing directly in the markets is not an option because the transaction fees paid to buy and sell shares make it not worth it, but there are many managed funds that investors with limited funds can participate in. New Zealand alone. Investors can dig into the markets with Sharesies and have the option of investing in different funds or individual companies. Other similar types of platforms in New Zealand are Investnow, Kernelwealth and Hatch. However, these are not the only ones.

Your pension scheme invests in managed funds (mutual funds) and these are also a form of capital growth. Joining Kiwisaver in New Zealand is easy. Kiwisaver is a New Zealand superannuation scheme.

Property

The real estate market has been a popular Captain Gains tool for many investors who use not only their own money, but also other people’s money in the form of loans. The income comes from the rent that pays the mortgage. All the costs involved are the most popular form of capital growth and the easiest for new investors to get their feet wet in the markets and learn as they go, because there are several mutual funds available and the start-up costs are minimal. In New Zealand, Sharesies costs just $1 to join, giving you the option to invest in managed funds or individual companies. This is a great tax deduction. This type of investment can turn into the custard of wayward tenants, for example. If you are willing to take a risk, then this investment may be right for you.

Your own home is a good source of capital gains if you intend to sell at some point.

Another way to get on the property ladder is to buy shares of investment companies on the stock market. This can be done by investing in individual companies or managed funds that invest in property.

Compound interest

You’ve probably heard of compound interest; that is, if you invest in fixed term accounts at x% interest. Instead of receiving interest payments on your bank account, you allow them to be added to your principal, and you earn interest on the principal and previous interest payments. This is called compound interest.

An increase in your capital is called a “Capital Gain”.

Interest rates are currently very low (2020); in some cases lower than the rate of inflation, making this type of investment less attractive. It is therefore important to exercise due diligence and not be tempted by any finance company that offers higher interest rates than usual, because with higher interest rates comes increased risk. These finance companies that offer higher interest rates lend to higher risk borrowers.

I’m not saying you shouldn’t invest your money in these companies, but rather do your due diligence and at least diversify your portfolio rather than putting all your savings into one company.

gold

This is purely speculative information, but can be a good hedge against falling markets. The only downside to gold is finding a place to store it. Another way to invest in gold is by buying gold stocks in the stock market. Buying gold coins from auction sites like eBay and Trademe is another option. As with other investments, it pays to do your homework and read everything you can about gold and other precious metals.

Cryptocurrency

Cryptocurrency such as Bitcoin and similar should be considered as speculative investments, so only invest in it if you can afford to lose it. My point is use your discretionary income to buy cryptocurrency. This type of investing can be a rollercoaster, but one tip that can be helpful is to not just buy all of your cryptocurrency in one transaction, but do it weekly, bi-weekly, or monthly so that there is a chance that you have made a purchase. when the currency is low. This is called averaging.

Collectibles/Antiques

Investing in collectibles can give you a sense of satisfaction and profit when you decide to sell. You really have to know your stuff when dealing with antiques. Always remember, something is only worth what others are willing to pay for it. If someone is willing to pay $1,000 for a painting at auction, that’s what it’s worth, but if another painting sells for just $10 at auction, it’s worth it. The value of something is only a matter of opinion.

Recently (2020), some Banksy paintings have sold for over $100,000 in New Zealand. A few years ago, a seller of paintings in London (Great Britain) paid a total of $500 for them. It just goes to show how profitable looking at a deal can be.

For smaller items like postage stamps, bank notes, beer labels and so on, collectors can list their duplicates on auction websites to help fund their hobby.

Desktop publishing (DTP) lives and thrives, but with some notable differences that reflect today’s advanced technology. Once DTP software was in a class of its own, today we’re seeing a blurring of the lines between word processing and desktop publishing. For example, Microsoft Word allows you to create advanced layouts and link documents, and many DTP applications include word processing features.

Specialized software for desktop publishing systems can be divided into three categories: high-end, small business, and budget. The following list is not exhaustive, but mentions the more popular products in each category.

High End

When we think of high-end DTP software, Quark and Adobe come out on top.

QuarkXPress 7 is said to be the industry standard in commanding market share for high-end DTP software. Award-winning QuarkXPress 7 (about $749) is suitable for large publishing tasks, such as layouts for magazines and newspapers. Its multi-user capabilities allow multiple users to edit different “zones” on the same page, and it also lets you edit the layout and graphics outside of the layout program. Speed ​​is one of the product’s claims to fame, as determined in a new independent report by Ron Roszkiewicz Consulting. According to Quark’s website, the report concludes that QuarkXPress 7 delivers superior performance in both design-intensive and production workflows.

Adobe’s InDesign CS3 is a fierce competitor and, according to Adobe, is the new standard in page layout software. This high-end product, priced at around $699, is designed for fast-paced publishing environments where two or more people work on design and layout simultaneously. Like QuarkXPress, it is well suited for the layout of large publications. The application includes the features of Adobe Photoshop and Illustrator and integrates with other Adobe products, including Photoshop, Illustrator, Dreamweaver, InCopy and Acrobat. Individuals unfamiliar with these products will find a steep learning curve. InDesign CS3 is available for both Mac and Windows.

Scribus

I’m not sure where the Scribus DTP program fits in. According to the website, “Scribus is an open source program that provides award-winning professional page layout for Linux/UNIX, Mac OS X, OS/2 and Windows desktops with a combination of print-ready output and new approaches to page layout.” The site promises that the product supports professional desktop publishing features, including CMYK color, separations, ICC color management, and PDF creation, under a user-friendly interface. A community of enthusiastic users provides support for new users, and the price (free) is hard to beat.

Small business DTP

Microsoft and Adobe are the ones to beat in this category.

Adobe PageMaker 7, the “little brother” of InDesign, is suitable for small businesses, schools and organizations that want to produce brochures, sales letters, newsletters, one-page flyers, complex reports and similar documents. The application provides templates, graphics and intuitive design tools that enable users to work productively with other Adobe applications. It can be output to any printing device, including digital fast printers and high-end commercial printers. PageMaker is available for both Mac and PC and retails for around $499.

However, CNET readers were less than thrilled, scoring PageMaker just 5.3 out of a possible 10. Complaints included a steep learning curve, the fact that it was four times more expensive than MS Publisher, its main competitor, and the poor quality of the HTML-generated pages. CNET recommended PageMaker for businesses that publish a lot of documents and want to quickly turn paper documents into PDF files or compile catalogs from databases. Adobe encourages users to switch to InDesign, so perhaps PageMaker 7 is the last release of PageMaker.

Designed for the small business, school, or organization, Microsoft Office Publisher 2007 lets you create the same types of business documents as PageMaker 7. In this first release since 2003, Publisher offers a quick start and a short learning curve. Interchangeable templates allow you to start with a business card, for example, and then click a button to create a return mailing label using the business card information – already applied.

The Publisher’s Task feature is another interesting concept – this feature offers advice on various topics, such as how to prepare a publication for a mailing list or how to track the effects of marketing campaigns. The application integrates with other Office components, including Office Outlook 2007, Office Excel, and Business Contact Manager.

Amazon’s customer rating averages 4.5 out of 5 stars. The software costs about $150 when purchased separately or bundled with MS Office

Budget DTP

There are quite a few offerings that dominate this category, but I couldn’t pinpoint the leading products.

Printing house 22 deluxe

It’s hard to believe, but since its introduction in the 1980s, more than 17 million copies of this software have been sold. Current version is 22 for PC and 2 for Mac OS. The PC version is available in Print Shop Deluxe and Print Shop Pro Publisher Deluxe editions. This software includes graphics and layout tools that allow you to create booklets, business cards, calendars, CD/DVD labels, certificates, family trees, greeting cards, and handmade cards and invitations.

The Print Shop 22 Deluxe retails for around $50 and is rated 3.5 out of 5 stars on Amazon. Various companions are available, including Print Shop Pro Publisher Deluxe, aimed at small businesses; Print Shop Design Suite Professional Edition; and several applications for creating family trees.

CeledyDraw 2

CeledyDraw is graphic design and desktop publishing software suitable for homes, schools and small businesses. Adapted for non-professionals, it creates logos, illustrations, flowcharts, diagrams, flyers, brochures, business cards, greeting cards and more. Celedy Draw (about $65) can only import text in text format, which can be a pain for small businesses that are used to including Word documents in their publications. Consumer Guide Products says this software is best for creating one- or two-page documents and has a fairly steep learning curve.

Canvastic3

Canvastic is a desktop publishing company for kids K-8. The app offers a clear display on the screen that grows with the user. It has no toy features, and teachers have expanded the ability to customize the app to meet the needs of students. The product retails for $80, while a school license is available for $60.

Fiverr is a freelance platform created in Israel to allow users to purchase “gigs” for as little as $5.

Launched in 2010, the service has grown exponentially thanks in part to its accessibility to digital marketers, with everyone from SEOs to Amazon FBA sellers outsourcing simple tasks to experts who offer their services through the platform.

By 2015, stories began to emerge of service providers making substantial profits/profits from the system, with one – SPXMAC – reporting revenues of over $40,000 per month (a remarkable achievement).

With this in mind, people with real skills, experience and knowledge have been brought in to provide their services through the system, myself included.

To that end, I thought it appropriate to share some of the progress I’ve made with the platform. It’s a small number, but it might give some people an idea of ​​what works and what doesn’t.

The Fiverr Online System (How It Works)

The most important thing to appreciate about Fiverr is that the vendor has to create an offer for the client.

While there are many other “freelancer” websites out there, they rely on the client offering jobs/gigs and the vendors contributing by posting offers. The customer then sifts through the offers and makes a choice.

Because of the contrarian nature of the Fiverr system, it opened up a new way for the “freelance” system to work.

Instead of offering work, a service provider can essentially provide a range of “products” / “services” through which they can provide buyers with a more structured, systematic set of work.

For example, if you’re a logo vendor, you’ll sell your logo design service for $150, where buyers can come in, ask questions, and buy.

The point is that this new model is different, and in many cases better, than the previous model. It focuses on the offered product / service and encourages the supplier to systematize the delivery process as much as possible – this allows to ensure even higher quality, lower prices and more efficient service delivery.

If you want to create effective (profitable) products/services to put on the site, the key is to understand what buyers are really looking for and the ability to facilitate it in the most optimized way. This is where I started offering my services.

Products / services for sale

Obviously, every market / platform has its winners and losers.

The most important thing I found about the platform is that there are really “two” ways to list products/services:

1. List products / services based on your expertise – if you are a graphic designer, create similar e-book covers, logo designs or website templates for easy money
2. List products/services based on market demand – As mentioned, many “digital marketers” use Fiverr as a source of low-cost but high-quality services for their growing online business

The former will probably take longer to bear much fruit; the latter will be much faster, but will allow for less creativity in the proposal.

I tend to try to mix the two – determine what’s popular and give it my own slant.

Some of the most popular listings I have found are Amazon Product Listing Description writing services. The most successful of them is “SPXMAC” who earns more than $30k/$40k per month.

There are currently 3 providers of this service who typically receive 15 to 30 orders per day for their gigs. SPXMAC is definitely the leader.

My experience

To clarify, I did not do this under my own name; I helped a friend set up and we split the profits.

To do this, I started by listing a number of common services on Fiverr based on my friend’s real-world experience (he was in finance).

We started by writing the article – imagining that a number of high-end “financial” blogs (which depend on quality, accurate and relevant content) would want to hire an expert who has been involved in a large number of transactions, trades with a private consortium in London, and is also very well versed in technologies.

I wrote a profile listing that explained his work in the industry, his experience, and (importantly) why he listed his services on Fiverr.

In the last part, I explained that he wanted to expand his personal brand and felt that writing articles for money would be the most appropriate way to do this. Instead of sending guest posts, this would give an instant precedent to whoever was making the purchase.

It seemed to go relatively well (many blog operators bought his articles and used his name/face as the “author” on their sites).

As for the products we offer, we first tested the Forex article writing service. It was not too popular as it is a very crowded market and it usually works cyclically (eg when the USD/GBP currency pair falls etc.).

One thing that did extremely well was the “crypto” articles we wrote for $25 for 10. It was very low, but allowed us to make some progress in terms of reviews/feedback on the system.

Most of the people who bought the packages just let us decide what articles to write (we mostly wrote about current market trends, the importance of blockchain, etc.) – and started focusing on expanding as much as possible.

The “crypto” articles were good (we made $500 each in the first week), but it was unsustainable at such a low price. We both got burned and so decided to bump up the prices a bit, which cut the interest/bandwidth a lot.

However, the feedback was received and the quality of buyers improved significantly, although the frequency of purchases decreased.

Recommendations

The biggest thing I’ve found in my time on the internet is using my own face.

I’ve done a lot of things under pseudonyms in the past. Some of it was legit (running the second largest Webkinz site), but most was just because I didn’t want people to know what I was doing.

While this was a legitimate reason to hide my identity, the simple truth is that it didn’t allow me to grow very quickly. To that end, one of the key things I started doing for my friend was to emphasize the importance of owning your name—ensuring that you highlight your unique experiences, ideas, and knowledge as the core of why someone should consider you.

If you do decide to get involved with Fiverr, I would suggest that this is one of the few ways you can really “own” your name online by providing genuine content. Think of it as an extension of the likes of LinkedIn or Twitter – a “social” touchpoint through which the “online” community can interact with you.

If you look in your wallet, you might find a $1, $5, $10, $20, even $50 or $100 bill, but you’ll almost never see a $2 bill with Thomas Jefferson on the front. The $2 bill has had an unfortunate history in the US economy, but it is perfectly legal tender.

In 1862, the federal government printed the first nationalized paper bills. The only bills that were printed were $1 and $2. Nationalized coins have been in circulation for at least the last sixty years. Therefore, the federal government was not sure how the public would react to the use of paper money for the first time.

By the early 20th century, the average worker earned $15 a month. Inflation slowly reduced the value of paper money, but then the Great Depression plunged the economy into chaos. Most things cost a lot and most people didn’t have much money. Paper money was rarely used. Therefore, owning $2 bills was considered a luxury that only the rich could afford. It has even become known as a “shadow” account, used for shady exchanges such as gambling, prostitution and under-the-table deals.

After the economy recovered, $2 bills were rarely printed because the federal government began printing many new $5, $10, and $20 bills between 1928 and 1950.

By 1966, the federal government didn’t know what to do with the bill, so it stopped printing them entirely. However, they returned to circulation in 1976. Nevertheless, the average consumer began to hide them as collectibles. A few years ago, I remember receiving a crisp new $2 bill from my uncle for Christmas, encased in a special leather case. He gave the whole family the same gift. Everyone was so impressed that we wondered how much he paid for it. “Two $1 bills,” he said.

One common misconception is that the $2 bill is no longer in circulation. However, this is not the case, as the official Bureau of Engraving lists the $2 bill as one of the smaller denominations of US currency. Today, millions of such bills have been reprinted in circulation. However, people still stop when they are handed a $2 bill to change; they think they’ve either been given a collector’s item that’s worth more money, or it could be some new novelty that the government has started printing.

Although the $2 bill is not enough, it is perfectly legal to use it to buy anything. But if you get stopped because the cashier thinks the bill is fake, you’re now ready to talk about its history.

Crypto what?

If you’ve tried diving into this mysterious thing called blockchain, you’d be forgiven for jumping back in horror at the sheer opacity of the technical jargon often used to frame it. So, before we get into what cryptocurrency is and how blockchain technology can change the world, let’s discuss what blockchain actually is.

Simply put, a blockchain is a digital ledger of transactions, similar to the ledgers we’ve used for hundreds of years to record sales and purchases. The functions of this digital accounting are essentially largely identical to traditional accounting in that it records debits and credits between people. This is the basic concept of blockchain; the difference is who keeps the ledger and who verifies the transactions.

In traditional transactions, a payment from one person to another involves some intermediary who facilitates the transaction. Let’s say Rob wants to transfer Melanie £20. He can either give her cash in the form of a £20 note or use a banking app to transfer the money directly to her bank account. In both cases, the bank is the intermediary that verifies the transaction: Rob’s funds are verified when he withdraws money from the ATM, or they are verified by the app when he makes a digital transfer. The bank decides whether to proceed with the transaction. The bank also keeps a record of all transactions made by Rob and is solely responsible for updating it whenever Rob pays someone or receives money into his account. In other words, the bank keeps and controls the ledger and everything goes through the bank.

It’s a big responsibility, so it’s important that Rob feels he can trust his bank, otherwise he wouldn’t be risking his money with them. He needs to be sure that the bank will not cheat him, lose his money, rob him, or disappear overnight. This need for trust underlies almost every major behavior and aspect of the monolithic financial industry, to the point that even when the banks were found to be irresponsible with our money during the 2008 financial crisis, the government (yet another intermediary) chose to bail them out. rather than risk destroying the last shreds of trust by letting them crumble.

Blockchains work differently in one key aspect: they are completely decentralized. There is no central clearinghouse like a bank, and no central ledger maintained by a single entity. Instead, the ledger is distributed across a wide network of computers called nodes, each of which stores a copy of the entire ledger on their respective hard drives. These nodes are connected to each other through a piece of software called a peer-to-peer (P2P) client, which synchronizes data across the network of nodes and ensures that everyone has the same version of the registry at any given time. .

When a new transaction is entered into the blockchain, it is first encrypted using the most advanced cryptographic technology. Once encrypted, the transaction is converted into something called a block, which is basically a term used for an encrypted group of new transactions. This block is then sent (or broadcast) to a network of computer nodes, where it is verified by the nodes and, after verification, transmitted across the network so that the block can be added to the end of the registry on all computers, below the list of all previous blocks. This is called a chain, which is why the technology is called blockchain.

Once approved and posted to the ledger, the transaction can be completed. This is how cryptocurrencies like Bitcoin work.

Accountability and withdrawal of trust

What are the advantages of this system over a bank or central clearing system? Why would Rob use Bitcoin instead of regular currency?

The answer is trust. As mentioned earlier, in the banking system it is very important that Rob trust his bank to protect his money and handle it properly. To ensure this, there are huge regulatory systems that scrutinize the actions of banks and ensure that they are fit for purpose. Governments then regulate regulators, creating a sort of multi-layered system of checks and balances whose sole purpose is to help prevent mistakes and bad behavior. In other words, organizations like the Financial Services Authority exist precisely because banks cannot be trusted on their own. And banks often get it wrong and misbehave, as we’ve seen too many times. When you have a single source of power, power tends to be misused or abused. The relationship of trust between people and banks is uncomfortable and fragile: we don’t really trust them, but we don’t think there is an alternative.

On the other hand, blockchain systems don’t need you to trust them at all. All transactions (or blocks) on the blockchain are verified by nodes in the network before being added to the ledger, meaning there is no single point of failure and no single channel of approval. If a hacker wanted to successfully forge a blockchain ledger, he would have to hack millions of computers at once, which is nearly impossible. It would also be virtually impossible for a hacker to take down a blockchain network because, again, he would need to be able to shut down every single computer in a network of computers distributed around the world.

The encryption process itself is also a key factor. Blockchains such as Bitcoin use intentionally complex processes for their verification procedures. In the case of Bitcoin, blocks are verified by nodes that deliberately perform a series of time- and CPU-intensive calculations, often in the form of puzzles or complex math problems, meaning that verification is neither instantaneous nor accessible. Nodes that allocate a resource to validate blocks are rewarded with a transaction fee and a reward in the form of newly minted bitcoins. This has the function of incentivizing people to become nodes (because processing such blocks requires quite powerful computers and a lot of electricity), as well as handling the process of generating – or minting – units of the currency. This is called mining because it requires considerable effort (in this case by a computer) to produce a new commodity. It also means that transactions are verified in the most independent way, more independent than a government regulated body such as the FSA.

This decentralized, democratic and highly secure nature of blockchains means that they can function without the need for regulation (they are self-regulating), government or other opaque intermediary. They work because people don’t trust each other, not against each other.

Let that be understood for a while and the excitement around blockchain starts to make sense.

Smart contracts

Where things get really interesting is the application of blockchain outside of cryptocurrencies like Bitcoin. Given that one of the core principles of a blockchain system is the secure, independent verification of a transaction, it’s easy to imagine other ways in which this type of process could be valuable. Not surprisingly, many such applications are already in use or in development. Some of the best:

• Smart Contracts (Ethereum): Probably the most exciting blockchain development since Bitcoin. Smart contracts are blocks of code that must be executed in order for the contract to be executed. The code can be anything as long as a computer can execute it, but in simple terms it means that you can use blockchain technology (with its independent verification, architecture and security) to create a kind of escrow system for any transactions. . As an example, if you’re a web designer, you can set up a contract that checks whether a new client’s website is up and running and then automatically allocates funds to you as soon as it does. No more chasing and billing. Smart contracts are also used to prove ownership of assets such as property or art. The potential to reduce fraud with this approach is huge.
• Cloud Storage (Storj): Cloud computing revolutionized the Internet and led to the emergence of big data, which in turn ushered in a new revolution in artificial intelligence. But most cloud systems run on servers stored in co-located server farms owned by a single organization (Amazon, Rackspace, Google, etc.). This creates all the same problems as the banking system, in that your data is controlled by a single, opaque entity that represents a single point of failure. The distribution of data in the blockchain completely removes the problem of trust, and also promises to increase reliability, since it is much more difficult to destroy the blockchain network.
• Digital Identification (ShoCard): Two of the most pressing issues of our time are identity theft and data protection. With vast, centralized services like Facebook storing so much data about us, and efforts by various governments in developed countries to store digital information about their citizens in a central database, the potential for our personal data to be misused is dire. Blockchain technology offers a potential solution to this problem by wrapping your key data in an encrypted block that can be verified by the blockchain network every time you need to verify your identity. Applications for this range from the obvious replacement of passports and IDs to other areas such as password replacement. It can be huge.
• Digital Voting: Highly relevant after the investigation into Russia’s influence on the recent US election, digital voting has long been suspected of being unreliable and highly vulnerable to tampering. Blockchain technology offers a way to verify that a voter’s vote has been successfully submitted while maintaining their anonymity. It promises not only to reduce electoral fraud, but also to increase overall voter turnout as people can vote from their mobile phones.

Blockchain technology is still in its infancy, and most applications are far from mainstream. Even Bitcoin, the most recognized blockchain platform, is subject to enormous volatility, a testament to its relatively new status. However, blockchain’s potential to solve some of the major problems we face today makes it an extraordinarily exciting and enticing technology. I will certainly be watching.

Looking for a Bitcoin Buying Guide? Wondering where to start? People have many misconceptions about Bitcoin, the very first widely known and globally accepted cryptocurrency.

Many people think, for example, that only hackers and shady people use it. However, Bitcoin is actually becoming mainstream, with everyone from TigerDirect to Expedia.com to Dell and even Subway accepting Bitcoin payments.

Why so popular?

Well, Bitcoin has many advantages over other currencies. For example, you can send bitcoins to someone as payment without going through a bank intermediary (and without incurring additional fees). It’s also much faster than sending money via bank transfer or wire transfer. You can send bitcoins to someone and have them receive coins in seconds.

With all of this in mind, it’s not surprising that many people are now trying to buy Bitcoin for the first time. However, it’s not as simple as going to your bank and withdrawing bitcoins – or going to a store and dropping some hard-earned cash on bitcoins.

The system works a little differently. This guide to buying bitcoins will go over some of the things you need to know before you buy so that you can buy safely and securely.

First of all, although the price can exceed $2,000 USD per coin, you don’t have to buy an entire Bitcoin. You can buy bitcoins for as little as $20 in most places. That way, you can start small and go from there as you get more comfortable with how things work.

Second, this article is for general purposes only and should not be construed as financial advice. Bitcoin can be risky, so you should check with your financial advisor before buying to see if it’s right for you.

So, here are 3 easy steps to buy bitcoins:

#1 Get a Bitcoin Wallet

The first thing to do before buying coins is to get a virtual wallet to store your coins. This wallet is a string of text that people can use to send you bitcoins.

There are several different types of wallets, including wallets you download to your phone or computer, online wallets, and even offline, cold wallets.

Most people prefer to have their wallet on their phone or computer. Popular wallets include Blockchain, Armory, Bitgo MyCelium, and Xapo.

This is usually as simple as downloading the wallet to your phone as an app or downloading the software to your computer from the wallet’s main website.

#2 Decide where to buy

There are several types of places to shop and each one is different. There are online sellers who will sell you bitcoins directly for cash (or bank transfer or credit card).

There are exchanges where you can buy and sell bitcoins from others – similar to the stock market. There are also local exchanges that connect you with sellers in your area who want to sell.

There are also ATMs where you buy with cash and get coins in your wallet in minutes.

Each Bitcoin seller has its own advantages and disadvantages. For example, ATMs are great for privacy, but they will charge you up to 20% over the going rate, which is ridiculous. (At a BTC price of $2000, that’s $400! So you’re paying $2400 instead of $2000).

No matter where you decide to buy, remember to do your research and go with a proven retailer with a good reputation and great customer service. First-time buyers in particular will have questions and may need additional support to help them with their first transaction.

Take your time and research different places to buy before making a decision. Factors to consider include coin prices, additional fees, payment method, and customer service.

#3 Buy Bitcoins and transfer them to your wallet

Once you find a place to buy, prepare the funds (ie you can send a bank transfer or use Visa to fund your account). Then expect a good price. (Bitcoin prices are always fluctuating 24/7). Then place your order when you’re ready.

When your order is fulfilled and you have coins, you will want to send them to your wallet. Just enter your bitcoin address and have the seller send you your bitcoins. You should see them appear in your wallet within a few minutes to an hour (depending on how quickly the seller ships them).

Voila, you are now a bitcoin owner. Now you can send coins to pay for other goods and services or save them for a rainy day.

One last thing to remember: Bitcoin is still in its infancy. There are large price fluctuations and the currency can be risky. Never buy more bitcoins than you can afford to lose.

If you don’t know even the basics of silicone release coatings, you’re on the right page. Typically, these coatings can be applied at various low weights to a range of substances using a variety of techniques. Read on to learn more.

Essentially, the role of these coatings is to create a cross-linked non-stick surface, which is useful when it comes to protecting pressure-sensitive adhesives. In addition, there is a long list of sticky materials it can be used on. Some common examples of these materials include food products, composite prepregs, and bituminous compounds, to name a few.

The good news is that they can be found in a wide range of delivery systems and use many treatment chemicals such as rhodium or platinum catalyzed curing to name a few. So you can choose from a wide range of materials to get the most out of these products.

Advantages of silicone release coatings

Silicone release coatings offer a wide range of benefits. They can be used for labels, graphics, and medical and food products. Therefore, the benefits of the product are practically endless. It is an ideal solution for many applications. In addition to competitive pricing and uninterrupted delivery, they offer the following benefits:

Reliability: They provide rapid curing at 35 PPM dam

High flexibility: You enjoy great flexibility when it comes to coating, curing or release

High line speeds: Line speed is high, so records can be broken without fogging. This is one of the biggest advantages of these coatings. The idea is to ensure that nothing bad happens during the process while achieving high line speeds.

Better coverage: you enjoy the long life of the bath, the high separation and fixing power that today’s manufacturers demand. So better coverage is another big advantage of this system.

Conversion rate: You can enjoy the ease of overclocking and high conversion speed

Typically, silicone release agents can be used as additives in applications involving mold release. They allow you to quickly release the products that come out of the molds. Some good examples of these products include food containers and tires.

In addition, they excel in lubricity and lubrication in many applications such as conveyor belts and newspaper presses.

When you purchase silicone anti-separators from a good supplier, you can enjoy many benefits in paper/file coatings, food contact manufacturing, and many other applications. The non-stick properties of the product can provide the following benefits:

• Longer service life of machines and molds

• Reduction of material waste

• Finished products

• Faster bandwidth

In short, if you want to enjoy the maximum potential of silicone spacers, we recommend that you buy these products from a good supplier. Hopefully these tips will help you choose the best products to suit your needs.

Bitcoins are a decentralized form of cryptocurrency. This means that they are not regulated by any financial institution or government. So, unlike a traditional bank account, you don’t need a long list of documents like an ID to create a so-called Bitcoin wallet. A bitcoin wallet is what you will use to access your bitcoins and send bitcoins to other individuals.

How to set up an account

You can purchase a Bitcoin wallet from a Bitcoin broker such as Coinbase. When you open a wallet through a certified broker, you are given a Bitcoin address, which is a series of numbers and letters, similar to an account number for a bank account, and a private key, which is also a series of numbers and letters, which serves as your password.

How Bitcoin works as an anonymous payment processor

You can do 3 things with bitcoins: make purchases, send money to someone anonymously, or use it as an investment. More and more merchants are accepting Bitcoin as a form of payment. By using bitcoins instead of cash, you are essentially making this purchase anonymously. The same goes for sending money, based on the fact that you don’t need to send a mountain of payment to establish bitcoin anonymously, in fact you can send money to someone else anonymously.

How Bitcoin Works as an Investment

The price of Bitcoin fluctuates from time to time. For a larger overview: At the beginning of 2013, the average price of Bitcoin was approximately $400 per Bitcoin, but by the end of 2013, the value of Bitcoin had exceeded $1,000. This meant that if you had 2 bitcoins worth $800 at the beginning of 2013 and you kept them as an investment until the end of 2013, those two bitcoins would be worth more than $2000 instead of $800. Many people hold bitcoins because their value fluctuates.

Bitcoin casino and poker sites

Because of Bitcoin’s anonymity, the gambling industry has adopted Bitcoin as a payment method. Both bitcoin casinos and bitcoin poker sites are coming alive and offering their players to make deposits, play with bitcoins at the table and withdraw money directly to their bitcoin wallet. This means that there are no taxes or opportunities for government control. Just like a regular Nevada casino where you don’t need to register anywhere and all your transactions are anonymous.

How do you send Bitcoin

To pay for goods and services or send bitcoins to an individual, 3 things are required. Your bitcoin address, your private key, and the person’s bitcoin address. From now on, you will host 3 pieces of information through your bitcoin wallet: input, balance and output. The input refers to your address, the balance refers to the number of bitcoins you intend to send, and the output is the recipient’s address.

1. DENT (DENT):

DENT is a blockchain-based platform working to create a global marketplace that allows anyone to buy and sell mobile data packages. DENT’s mission is to tokenize, liberate and democratize mobile data and bandwidth. The company has developed a marketplace and mobile application that allows you to buy and sell mobile data packages using blockchain technology.

The platform runs on the Ethereum-based blockchain and creates a transparent and simple data pricing landscape.

How does it work?

The operation of the DENT platform is quite simple. All users registered on the DENT network simply need to exchange their existing mobile data packages for more suitable and economical ones. This platform will enable end-users to easily interact with the telecom industries and thus lead to increased transparency and mobile data usage.

Partnership

The DENT network operates successfully worldwide thanks to partnerships with various telecommunication industries.

In the United States, the company cooperates with AT&T and Verizon, in Mexico – with Telcel, Nextel and Movistar, in Brazil – with Oi and Vivo, in Bangladesh – with Airtel, Robi, Grameenphone and Banglalink, in South Africa – with Vodacom, MTN. , and CellC, in Morocco with Orange, Moroc Telecom and Inwi, in Spain with Vodafone, Orange and Yoigo, in Singapore with M1, Starhub and Singtel, in Sri Lanka with Airtel, Etisalat, Mobitel, Hutchison and Dialog, with Claro in Puerto Rico and Claro Costa, Tigo in Guatemala and Du in the UAE.

Road map

Launched in 2017, the DENT network has successfully managed to become the top blockchain-based telecommunications project with 3.5 million users worldwide. In the 3rd and 4th quarters of 2018, the company aims to expand its partnership with more countries and operators and on more crypto exchanges.

In 2019, the company is focused on the global launch of voice calls and SMS, video calls, data rewards and reaching 15 million users in 70 countries by the end of Q2 2019.

Token price information

Total Supply: 100,000,000,000 DENT

Current stock: 17,241,387,101 DENT

Market Cap: US$44,036,974

ICO Price: US$0.000639

Current price: $0.0025 USD

1. QLINK (QLC):

Now known as QLC Chain, Qlink is the first public blockchain for a decentralized network. QLC Chain represents a system where users can buy connections from their peers. That is, renting out access to someone’s Wi-Fi, selling unused data to other users, and receiving a cell signal from a base station in someone’s home.

More broadly, the project is working to build a network-as-a-service infrastructure that will implement smart contracts to facilitate applications and other network features and functions.

The QLC Chain network tries to solve the problems of oversupply of network capacity, insufficient network access, centralized operations, etc. by decentralizing the telecommunications and connectivity market.

How does it work?

Thanks to the QLC Chain platform, anyone from anywhere in the world will be able to operate a small base station from their home, providing cellular services in the neighborhood. Every time a user connects to another user’s base station, a small percentage of their payment will be transferred to the base station operator.

The platform also accepts advertisers who can pay to have their content included in the Qlink network.

Partnership

The QLC Chain team works with more than 40 telecom operators from around the world to provide decentralized mobile data services to 6 million customers. The network also has a partnership with NEO as it was built on the NEO blockchain. Other network partners include Binance, Ontology, Block Array, Cenntro and intop.

Road map

Launched in December 2017, the QLC Chain focused on developing a standard Wi-Fi sharing protocol and E2P SMS application. At the end of Q2 2018, data access and content distribution on the public chain were developed and deployed.

Towards the end of Q4 2018, the network will launch the QLC Public Chain on the mainnet and integrate with IPFS.

Token price information

Total Supply: 600,000,000 QLC

Working capital: 240,000,000 QLC

Market Cap: US$12,239,064

ICO price: 0.352 USD

Current price: $0.050 USD

1. TELCOIN (TEL):

Telcoin is the first cryptocurrency that works to improve the interaction between mobile communication and blockchain technology. It is built on the Ethereum blockchain and can be used to make payments anywhere as long as their mobile phone number is known.

Telcoin is a cryptocurrency that will be distributed exclusively by GSMA mobile network operators.

How does it work?

Telcoin will be distributed among mobile operators who will then sell it to their customers. This will facilitate efficient money transfers, access to cryptocurrency and payments with crypto-enabled cards.

The work of the platform starts with end users who, having their crypto wallet fully integrated with the Telcoin API, will have access to multi-subscription wallets with three private keys. Telcoin will keep a record of users’ mobile phone numbers, their public key and one encrypted private key.

Telcoin provides a cheaper and faster way to send and receive money, and even people without a bank account can easily use Telcoin.

Partnership and Roadmap

The Telcoin network was launched in 2017 and has been operating throughout the first quarter of 2018, identifying its potential partners around the world. In the second quarter, the company implemented partnerships with telecommunication operators in Europe, South Africa and Japan. In the same quarter, it also initiated applications for any required approval in India, Pakistan, UK, Indonesia and other key markets.

In Q4 2018, Telcoin will expand to Japan, and in Q1 2019, it will serve money transfers in Europe, East Asia, Africa, and Southeast Asia.

Token price information

Total offer: 100,000,000,000 TEL

Current stocks: 32 034 497 783 TEL

Market Cap: US$20,304,392

ICO price: $0.0071 USD

Current price: $0.00063 USD

1. BUBBLETONE (UMT):

BubbleTone is a blockchain-based telecommunications project working to eliminate roaming. The platform connects mobile operators and end users around the world in a blockchain-powered marketplace. The project gives traveling users the freedom to become legitimate local customers of any foreign landline operator in any country they travel to without having to replace their SIM cards.

With BubbleTone, users will be able to make calls and use data-based services worldwide at local rates with direct connection to local operators. For operators, this platform provides the opportunity to go global without having to deal with any complex network integration.

How does it work?

BubbbleTone aims to eliminate the problem of international roaming, which incurs unnecessary costs for both carriers and users. With BubbleTone’s blockchain, travelers can easily become verified local customers of the country they are traveling to without having to change their SIM card.

The platform also has its own mobile application, which is primarily its marketplace that connects subscribers and local network operators around the world.

The network is powered by UMT (Universal Mobile Token), which will be used in smart contracts to execute transactions. This token can also be used to top up the user’s balance to pay for the communication services they choose.

Partnership

BubbleTone is currently working with Crypto Valley, REVESystems, CountryCom, Multi Digital Services, ShoCard and IDEMIA. In addition, the company has partnered with telecommunications providers in more than 80 countries to ensure a seamless travel experience for users.

Road map

The initial version of the network’s smart contracts was ready in Q1 2018. In the second quarter, a Web-API was created to integrate mobile operators and service providers in more than 80 countries. By the end of the third quarter of 2018, the company plans to receive the approval of the International Telecommunication Union, followed by the expansion of the list of mobile operators and service providers with which it cooperates by the fourth quarter of 2018. In the first quarter of 2019, the company will sign agreements with all operators and release the first prototype of a global SIM chip to be embedded in mobile devices.

1. BLOCKSIMS (SIM):

BLOCKSIMS is a decentralized payment gateway that works to solve the problems associated with traditional telecommunications through blockchain technology. The platform aims to completely eliminate the fees charged by data and voice service providers and provides users with rewards and bills earned through digital advertising.

The platform works to ensure seamless dissemination of information through the development of new revenue channels, thereby eliminating the need for middlemen in the telecommunications process.

The BLOCKSIM platform uses the Ethereum blockchain to offer a level of transparency while incentivizing users who adopt and use the platform.

How does it work?

BLOCKSIM partners with leading telecommunications industries worldwide and makes international SIM cards available through its SIM token. This will provide BLOCKSIM users with unlimited voice and data services worldwide, and users will receive an incentive of up to USD 100.

Each SIM token holder will have a lifetime BLOCK SIM card including unlimited and free data and voice services.

Partnership and Roadmap

The concept of BLOCK SIM and SIM tokens was developed in April 2017, followed by research and development, culminating in the launch of the BLOCKSIM ICO in March 2018. The ICO ended in April 2018 and in October the world will see the introduction of BLOCK SIM with a mobile app for Android and iOS. The company aims to have at least 15% of the world’s telecommunications users using a BLOCK SIM card by 2020.

If you are a small business owner and want to grow your business quickly, there are two ways you can do it without having to spend extra money on advertising. Continue reading to learn more.

Many small business owners are not marketing experts. They are entrepreneurs, visionaries and inspirations to everyone else they come in contact with. The default response for many small business owners is to go out and pound the pavement if they want more business. After all, if you want more money, you need more customers, right? Well, not always.

There are two other things you can do where you don’t need to increase your customer base. In fact, many small businesses are stretched thin and can’t take on more customers with their workload. Try these two things instead:

1. Increase the dollar amount of each customer’s order— This is where you really get in, roll up your sleeves and find out what else the client wants. Find out what their problem is and offer them MORE products or services that solve that exact problem.

Suppose you own a hardware store. A customer walks in looking for a screw for 39 cents. You help them find it by spending 15 minutes with them and they leave happy. What if you ask them about the problem they are trying to solve. Maybe they were trying to hang a rusty bird feeder. You can show them your full line of stainless bird feeders, plus a bag of premium seed, increasing your order by 39 cents to $39.

If your business already has a customer and they’ve already made a commitment to make a purchase, you’ll need time to work on solving their specific problem. The customer will be grateful and you’ll make a lot more money in the process.

2. Increase the frequency of your current customers returning to make another purchase– This is where you need to become a master of direct marketing. Using your current customer list, you will need to contact them on a regular basis. Create call-to-action opportunities as you lift the customer off the couch and into your business. This can be achieved through limited time coupons, contests, free consultations, entertainment and many other things designed to bring them back. Loyalty programs also fall into this category.

By doing just these two things, some businesses have doubled or tripled their revenue in just a few months. All you have to do is solve the customer’s problem perfectly and remind them often that you’re still in business.