7 Music Business Basics You Need to Know

Few industries are as fragmented and difficult to define as the music industry.

From independent musicians and recording studios to major labels and established music venues, there are dozens, if not hundreds, of elements that make up the industry as a whole – and they’re not always connected or integrated in any discernible way.

But if you have a passion for music and are determined to build your own music business or become a part of the industry at some level, here are seven things you should know about the state of the music business.

1. Most musicians are new to new technologies. Whether it’s the latest social network or crowdfunding platform, musicians are often the first to take new tools for a test drive, and some find success that way. For example, independent musician Daria Musk found traction in Google Hangouts.

2. Sometimes there is no rhyme or reason to success. This is especially true for things as personal and subjective as music.

3. Technology is changing the way studios operate. LANDR is an online tool that automatically processes recorded music – and the results are reportedly pretty good. Advances in technology continue to reduce the need for traditional, high-budget recording studios, and the production process is increasingly automated. Home recording equipment is also affordable and of good quality.

4. Blockchain could be the future of the industry. The technology behind popular cryptocurrencies like Bitcoin is known as blockchain, and could offer more music companies and musicians the ability to monetize their work without third parties taking a bigger piece of the pie. But the current structure of the industry prevents this from moving forward.

5. This is the only branch with Payola. It is illegal for radio stations to play music on the air in exchange for money, unless they show it as “sponsored airtime”. Unfortunately, the corruption continues and the mainstream airwaves are dominated by top 40 music representing an extremely popular minority. If you thought the Arctic Monkeys were “independent”, you’re not even close to the independent majority.

6. Music streaming is an emerging market. And we will continue to see innovation and new developments in this area. There may be dozens of streaming sites right now, but that number will likely grow to hundreds, maybe even thousands.

7. Human beings cannot be cornered. As it turned out, machines are able to create beautiful, emotional music, which was considered impossible for a long time. Will it change the way music is made? Will it make musicians obsolete? It’s hard to say.

Recovering from ransomware

Ransomware is a malicious computer virus that locks up your system and demands a ransom to unlock your files. There are basically two different types. First, PC-Locker, which locks the entire machine, and Data-Locker, which encrypts certain data but allows the machine to run. The main purpose is to extort money from the user, which is usually paid in a cryptocurrency such as Bitcoin.

Identification and decoding

First of all, you will need to know the name of the ransomware that infected you. It’s easier than it seems. Just search for Malwarehunterteam and download the ransom note. It will detect the surname and often walk you through the transcription. If you get a last name that matches the note, the files can be decrypted using Teslacrypt 4.0. First you need to set the encryption key. Selecting the extension attached to the encrypted files will allow the device to automatically install the master key. When in doubt, just choose <як арыгінал>.

Data recovery

If that doesn’t work, you’ll need to try to recover the data yourself. Often the system may be too damaged to recover much. Success will depend on a number of variables such as operating system, partitioning, file overwrite priority, disk space handling, etc.). Recuva is probably one of the best tools available, but it’s best to use it on an external hard drive rather than installing it on your own OS drive. Once installed, simply run a deep scan and hopefully the files you’re looking for will be recovered.

New Encrypted Ransomware Targeting Linux Systems

Known as Linux.Encoder.1, the malware targets personal and business websites and demands a payment of around $500 in bitcoins to decrypt files.

A vulnerability in the Magento CMS was discovered by attackers who quickly took advantage of the situation. While a patch for the critical vulnerability has been released for Magento, it’s too late for those webmasters who woke up to find a message that included the dreaded message:

“Your private files are encrypted! The encryption was done using a unique public key… to decrypt the files you need to get the private key… you need to pay 1 Bitcoin (~420 USD)”

It is also believed that other content management systems may have been attacked, with the number of victims currently unknown.

How malware affects

The malware infiltrates by running as an administrator. All home directories and associated website files are encrypted using 128-bit AES encryption. That alone would be enough to cause a lot of damage, but the malware goes further by scanning the entire directory structure and encrypting various files of various types. Every directory it goes into and causes damage through encryption, a text file is dumped into that is the first thing an administrator sees when logging in.

There are certain elements that malware looks for and these are:

  • Installing Apache

  • Nginx settings

  • MySQL installations that reside in the target systems tree

It also appears from the reports that magazine directories are not immune to attack, nor is the content of individual web pages. The last places it hits – and perhaps the most critical – include:

  • Windows executable files

  • Document files

  • Program libraries

  • Javascript

  • Active Server Pages (.asp) files.

The end result is that the system is held to ransom, and businesses know that if they can’t decrypt the files themselves, they either have to give in and pay the claim, or suffer major business disruption for an unknown period of time.

Exposed requirements

In each encrypted directory, the attackers drop a text file called README_FOR_DECRYPT.txt. The payment request is made with the only method of decryption through a hidden site through a gateway.

If the affected person or company decides to pay, the malware is programmed to begin decrypting all files and then begins to compensate for the damage. It seems to decrypt everything in the same order of encryption and it deletes all the encrypted files as well as the ransom note itself as a goodbye.

Contact the experts

This new ransomware will require the services of a data recovery specialist. Make sure you inform them of any steps you have taken to recover the data yourself. This can be important and will undoubtedly affect the success rate.

Bitcoin Exchange Review

Technology advances in leaps and bounds. It introduces new conditions and systems for business and communication every day. The Internet has contributed greatly to this progress; especially when it comes to business. Online trading or online currency trading has recently attracted many traders. One common form of online trading is the Bitcoin exchange.

What is Bitcoin?

Bitcoin exchange is a new money system for the internet that works on the concept of digital currency. It initiates a peer-to-peer payment system for individuals with no central authority. It uses a new concept of cryptocurrency that was originally introduced in 1998. Cryptography controls the creation and transactions of digital money. Bitcoin works through a software system and has no central control authority, so it is equally managed and controlled by its users around the world.

Working Bitcoin Exchange

Bitcoin exchange can be done in the same way as any other currency exchange. Just like working with banks, making transactions through Bitcoin Exchange is easy. Similar to physical trading, the user must pay to purchase bitcoins. The difference is that a person has to open an account with some bitcoin exchange. The user’s paid asset will be available in the form of a digital currency that can be used to purchase any type of product. Bitcoins can also be exchanged with other Bitcoin holders. This system works similar to exchanging money in banks.

Making transactions

In almost all payment systems, payments can be reversed after a transaction has been made through PayPal or credit cards. But with Bitcoin, the situation changes, because once a transaction is made, it cannot be returned or reversed. So be careful when exchanging bitcoins for currencies because you may face chargeback issues. It is advisable to exchange with other Bitcoin holders near you.

Advantages of Bitcoin Exchange

Bitcoin currency exchange is quite new. It is a kind of basic software payment system where you transact digitally. Here’s how it can benefit you:

· Make transactions faster than other systems

· Always available for transactions

· Make transactions from anywhere in the world

· Make more secure transactions

· Execution of operations without the intervention of third parties

· Monitor all transactions from your home PC or smartphone

· Purchase any asset with Bitcoin

Disadvantages of Bitcoin

Bitcoin exchange is an innovation in the economic systems of the world. In practical use, some disadvantages are also revealed. Some of them are as follows:

Ø Market acceptance

The number of Bitcoin users is growing, but it is still not a widely used currency or exchange system. Its level of recognition in financial matters is still low.

Ø Instability

Because Bitcoin is not commonly used, it is not a stable currency. However, there is hope that this volatility will decrease as the user list and the number of bitcoins in the market become more willing to be used.

Ø Partial development

The big problem is that the Bitcoin software is still in beta and there are a number of imperfect features that still need to be fixed. New modules are under development to make Bitcoin exchange safer for everyone.

Fear and greed in the market

Greed and fear.

Two emotions that play a bigger factor in people’s success or failure than any other emotion we experience. Both fear and greed refer to an internal emotional state. Tens of millions of dollars have been made and lost on these 2 emotions alone. In trade, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic?

Perhaps they do not avoid the topic of emotions. Perhaps by teaching certain techniques and skill sets to their readers, they are actually dealing with the emotional side of trading!

It is common knowledge that emotions create a certain amount of pleasure or displeasure. Emotions are also known to be associated with mood, spirit, desires and passions. The list goes on… So how can we as individuals develop a skill set to manage these emotions in business, in trading and in life?

Charles Darwin argued that emotions do serve a human being, and this is true when our emotions have evolved over 2 million years. Shouldn’t we use these amazing skills to our advantage instead of blaming them for making bad decisions? I believe that poor decision making has nothing to do with emotion, but only laziness and lack of planning.

A lesson from one of the greats!

I would be doing my readers a disservice if I didn’t mention Warren Buffett’s strategy. One of the most successful investors today. Warren Buffett followed his strategy and made great profits. Warren Buffett showed us how important and beneficial it is to stick to a plan. When deciding whether to invest in a company on their own, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s lifespan.

When the market is flooded with greed, the same can happen with fear. When a stock suffers large losses over a long period of time, the overall market may be more fearful of suffering even greater losses. But excessive fear can be a serious mistake. This is when successful investors and traders make their move. Real money is made here.

Just as greed dominated the recent cryptocurrency boom or fear dominated the headlines about the possible outcome of a trade war, investors are quickly moving from one “safe” investment to another. It becomes a constant game of cat and mouse.

This flow of money into the stock market shows a complete disregard for the many technical indicators that continue to scream that a correction is imminent. Retail investors seem to be delighted by the influx of “ALL-TIME HIGH” headlines. Should retail investors fear a major correction? Of course, losing a large portion of your retirement portfolio is a tough pill to swallow, but it’s even harder to digest the prospect of losing the huge gains the market currently offers investors of all experience levels.

Having a clear understanding of my own personal goals, understanding my success and making a list of my OWN wants and needs instead of taking other people’s dreams and trying to achieve them has been a huge factor in extinguishing the flames of greed in my own trading and daily decision making.

I’ve also added a link to must-read books that have been helpful in my journey of managing my emotions in decision-making. I will update this as I see fit..

One technique I have found helpful is to be mindful of how I measure success, wealth, goals, and most importantly, happiness. In this day and age, it is very easy to let outside influences affect our happiness and success. Social networks make us happy every day with the success of others.

The Most Dangerous Threat to Your Staff and Business Survival

Being involved with technology solutions professionals see things that could be a real threat to you, your staff or even your business; while the internet can be seen as a wonderful tool (cloud based communications and solutions for example) and all of the other great achievements that the internet has created there is a far darker side to it all; of that there is no doubt and it can be a real threat.

And factually you have in your business nowhere to run or nowhere to hide; sooner or later it becomes a high odd’s bet that employee, you or your company will suffer and in severe cases the effects could even close your company overnight.

Don’t believe this? Read on where examples of actual major threats are shown below. Not worried? You should be!

It’s so dangerous that Deloitte opened a cyber threat hunting service!

But on an everyday level to ordinary SME’s just like your business there really is no amount of anti virus this or anti malware that available that is really going to help; the examples below show you exactly why; things these days have moved on exponentially to levels that you may not believe, but some are revealed that are actual examples highlighting just how bad these threats have become. There will be casualties no doubt but you don’t want to be one of them!

Email has been a driving force that has moved forward communications between every aspect of business that anyone could imagine, from sales, customers, support, management, publicity and many more important areas; but it’s obvious that the underlying technology of email servers are flawed and because it’s now a worldwide transport for communications that’s hard to fix; these communications channels have to be compatible with every other email server in the world and that creates massive inherent vulnerabilities.

In almost every town, city or country, government bodies are working towards combating fraud and other nasty things from many areas, but email is one of the most widely abused platforms there is because of the ease of abuse by non-experts. And if you’re not an expert it does not take long to learn how to be one!

One organisation in the UK is Action Fraud operated by the police and while they handle other areas of fraud, email scams are very high on their list.

But here’s where things start to get nasty. Since the advent of cryptocurrency worldwide fraud has increased exponentially. And in the USA SEC Rejects Bitcoin Exchange Traded Fund because they are very concerned about investor losses in Bitcoin.

However, this article is specific; Bitcoin is being used fraudulently and in both of the cases shown below Bitcoin is clearly involved in the transportation of monies to the perpetrators of these illegal demands on you, your staff or even your business. It’s no joke and anyone ignoring these really bad potential harms to their organisation will sooner or later come unstuck in maybe a really big way. The results could be catostrophic.

The first example shown below included personal details of the recipient that have been removed for security reasons. But this email (that passed every check through a company’s infrastructure) is threatening the life of an employee and should never be ignored.

Note that bitcoin and email addresses are edited for security purposes throughout this article.


“From: kristin*********

Sent: ******

To: *********

Subject: How to save themself

Read this warn carefully, since it can be the last in your life.

People are by nature envious. Given the fact of successful development of your business, people (your contestant ) paid me 30,000 Pound Sterling for your head on a stick.

It’s not the first time I’ve done this kind of work, but I’m already tired of these envious bastards and your life will be the last one I’ll take or will not do, it’s up to you.

Under normal circumstances, I would just do the work for which I was paid without going into the details, but I’m going to get away from it and go on a long-awaited vacation.

You have 2 versions for deciding this problem.

Adopt my proposal or refuse.

You pay me 5 thousand GBP for safe your life and you receive all the information about the customer with whom you apply to the police and thus you save your life and the lives of your relatives.

The second option is you ignore my proposal and turn to the police, but by the same token you will only postpone your judgment day, even if I can not do the work, then somebody else will do it, not within a week and say in a month or half a year, but order for your head will be fulfilled sooner or later.

Thus, you will be afraid of every rustle, walk around looking and thinking that you are being persecuted.

If you want such a life, your choice, but if I were you, I would think very well.

Tickets to England have been taken for July **, and you have exactly 3 days to transfer money to an anonymous account bitcoin 1QJNjRmon3iD3RwdjaGomFLHs25B******.

I can check the last time receipt of money before the flight to you, on the **th

In the event of receiving a reward, I will not come to take your life, but will also pass all the information about your customer (Let the bastards get what they deserve) and you can protect yourself, otherwise you know the consequences.

The well-being of the future life depends on your choice.

Think about your life, you family.

on all will of Allah”


The above email is unedited except for recipients details and Bitcoin account numbers. It can be clearly seen in this email that there is a threat on the life of the recipient. While some recipients would simply brush this type of email off, others become extremely concerned; it’s easy to see exactly why. Indeed some recipients will go and pay the demanded money and not think twice. Imagine that a key employee received this email and they completely believed its contents? The resultant downfall of the employee could be extreme. This email threatens the recipients life and mentions their family etc.

Notice that the spelling is incorrect for English on this example (undisclosed but its in the content) and somehow the writer suggests that the email is the ‘will of Allah’. Probably not. But the user identified the recipient was in ‘England’ likely from the email address so the recipient could believe some of the contents.

The above email passed numerous checks throughout the receiving companies infrastructure. Now it’s easy to see if you are tech savvy, but most email users are not. And if you’re a small SME then things could happen that could literally create very serious effects on your business even though the email targeted an employee. But if you’re not tech savvy and a company owner, would you believe the above? and send money? Many will have and that ‘feeds’ the criminals for millions of pounds or in this case $US.

Bitcoin in the above example is used because Bitcoin CANNOT be traced to the ultimate recipient of the payment. This is a major flaw in crypto currency and one reason (irrespective of some suggesting it’s an easy way to make money) you really should have nothing to do with it. Criminals use Bitcoin all the time.

As suggested, you just might not believe the above email if you received it, but there is no doubt that you might well believe the next example because it has information in it that is only known by you!


From: “Gloriana Feany”

To: *********************

Date: *********


I know ****** is your password. Lets get right to the purpose. You may not know me and you are most likely thinking why you are getting this email? Nobody has paid me to check you.

actually, I actually setup a malware on the X videos (porn material) web site and you know what, you visited this site to have fun (you know what I mean). While you were viewing videos, your web browser initiated operating as a RDP that has a key logger which gave me access to your display and webcam. Immediately after that, my software program gathered every one of your contacts from your Messenger, social networks, and emailaccount. And then I created a video. First part displays the video you were watching (you’ve got a fine taste hehe), and 2nd part displays the recording of your web camera, yea it is u.

There are two different possibilities. Let us take a look at each one of these options in details:

1st alternative is to skip this message. In this case, I most certainly will send your very own video clip to all your your contacts and visualize concerning the humiliation you will see. Moreover if you happen to be in a committed relationship, how it will affect?

Next choice should be to give me $3000. We are going to call it a donation. In this scenario, I most certainly will quickly remove your videotape. You will continue your way of life like this never took place and you will never hear back again from me.

You will make the payment through Bitcoin (if you do not know this, search for “how to buy bitcoin” in Google search engine).

BTC Address: 18PvdmxemjDkNxHF3p3Fu9wkaAZ********

[CASE sensitive, copy & paste it]

In case you are thinking about going to the law enforcement officials, very well, this e-mail can not be traced back to me. I have covered my actions. I am also not trying to charge you a lot, I simply want to be rewarded. I’ve a unique pixel in this e-mail, and at this moment I know that you have read through this email message. You have one day in order to pay. If I don’t get the BitCoins, I will certainly send your video to all of your contacts including family members, colleagues, etc. Having said that, if I receive the payment, I’ll erase the recording right away. If you really want evidence, reply Yup! then I will send out your video to your 7 friends. This is the non-negotiable offer, and thus please do not waste my personal time & yours by responding to this e mail.


This is an entirely different threat. The recipient picked this email up because of a multitude of reasons that were simply incorrect and not representative of their actions on the internet; however, the stated password was about 80% shown (and it would be reasonable to assume the perpetrator knew the rest of the password). This could be seen by many as a factual document and it’s credibility is created in the recipients mind by the inclusion of the password in to the threat.

Imagine owning a SME business that might indeed be a larger business, the threat demanded much more money and the recipient had viewed what was suggested in the email? People do. It could be seen as likely or at;east a possibility that the recipient might well pay the money to the perpetrator through Bitcoin. And again Bitcoin rears its ugly head.

Again in this second email instance shown the email passed all checks and tests in the company where the email was received. So these are real threats to individuals or business.

But consider this; how did the perpetrator get the recipients password? (it was an old password but nevertheless was mostly valid). The perpetrator suggested key logging on a site known for pornographic video and images. But that is most likely not where the perp got the details from.

When reading about companies like Facebook, TalkTalk, Dixons Carphone Warehouse, Equifax, Adobe, AOL, Apple, AT&T, British Airways, Mastercard and Visa, Compass Bank, Dominos Pizza, DVLA UK, Dropbox, Kmart, Hewlett Packard, eBay, Experian, Trump Hotels, Gmail, Vodaphone, Walmart, Morgan Stanley, NHS, Ofcom, SnapChat, Adidas, Macys, Sony Pictures (and the list goes on) is it really no wonder that most personal details of importance (even financially) of individuals and businesses are all over the internet. There is a Wikipedia about these breaches of data that is extremely concerning reading as these breaches involve all kinds of information that will no doubt be available to buy on the internet. With the incredible reductions in share prices at Facebook maybe that might be the start of a mass exodus from those sort of ‘social media’ sites; but of course Facebook is merely one of the very long list of companies that have let you down through not protecting your data properly as the list above clearly demonstrates.

Its easy to see why GDPR has become law and countries will continue to pass GDPR legislation accordingly. Thank all of the companies mentioned above and many more for allowing this ridiculous situation that could be the start of the downfall of the internet as it is known today.

But is it time to go back and retrospectively fine each and every company involved in the dispersal of personal details? Are those companies any less ‘guilty’ now? It seems for many companies that the only thing they understand is when they are faced with very large fines; and even the fines might be irrelevant to organisations like Facebook and Google because large fines seem to be ‘petty cash’ to some of those companies. But shere price reduction wakes them up.

If anyone is concerned about a ‘key logger’ from the above email example getting your information Kaspersky latest offering of internet security includes software that stops key loggers from logging your information as you type.

A third example of fraud covered in this article relates to a company that received an email pro-forma invoice to pay from one of its regular suppliers. One day the finance department received a pro-forma invoice that needed to be paid immediately. The email address and the invoice itself looked entirely unremarkable. The sending company advised the finance department that they had recently changed banks and that the new details were on the invoice attached. Finance paid the £60,000+ ( $US 80,000) invoice.

The only problem was, that the invoice was completely fraudulent, the email address did read correctly unless you looked close (instead of wonderful.com it was wonderfull.com (just made up example to illustrate the methodology used) and the recipient in the finance department saw and read what they were used to seeing. The real question is, how did the perpetrators get all that information about what an invoice should be like, the real suppliers details, etc., their website and email addresses and more; it’s food for thought and make no mistake it can be so easy to allow one of these scams through your business; the chances are pretty high and the consequences could be dire and even bankrupt your business if taken to the extreme.

There is no doubt that the underlying email systems are no longer fit for purpose in general and have not been for some time. Notice that in the first example the scammer sent mail from ‘mail.bg’ and the second one (even more concerning) was from ‘outlook.com’. While the sending email addresses can be ‘replaced’ with any email address upon examination those two shown emails seemed to be real; indeed one of the perps even used Google to advise how to use Bitcoin for payment. But there are multiples of very large companies that every day offer a service but allow their email servers and systems to send out such threatening emails to users. Maybe it’s time to pressure these organisations (outlook.com, gmail.com and there are multiples of others) to actually filter their emails properly as well as the sendersbefore these sort of threats go out and create serious harm that these sort of messages could easily do.

Of course there are millions of other examples of fraud through an outdated abused email system (and other related internet technologies) that could be shown here, but the aim of this article is to educate readers so that they don’t fall foul to these sort of appalling scams.

One company, Network Systems has seen many of these sort of internet related issues and offers a cybercrime service to SME’s to help to create a safe environment for empolyees and business as they work on the internet today.

Hopefully this article will at least make the reader think very hard about how they are going to ensure protection of employees and their company and if nothing else that is a wothwhile objective. Using specialist companies will always help more than by just trying to put solutions in place created by someone without experience in this area and could actually save your company.

5 alternative investment approaches


Alternative investments are a class of investments that are not governed by any government regulations such as RBI, SEBI, IRDA and PFRDA. It refers to a private pooled investment fund – trust or company.

Here are some alternative investment approaches that may influence your investment decisions –


You invest to get more money than what you started with. This means that you are looking for an absolute return: the main focus is how much you actually earned.

Invest in assets that you believe will bring success; don’t invest in a product just because it might outperform the market. Have your analysis handy.


When it comes to investing, returns are easy to calculate. Also focus on the risk associated with the alternative investment asset. Prepare a list of relevant risks. You should have a clear idea of ​​the risks involved in your investments as this will help you make an informed decision.

Also, if the unexpected happens, you’re more likely to make better decisions if you think about the risks before you invest.


Understand what will influence and drive your return on investment. While you hold the investment, monitor the value of your investment.

Constantly review your assumptions about the factors of return on investment, if they do not meet your parameters or expectations, rethink your investment.


Anything that is not traditional is an alternative. Alternative investments are filled with investment ideas that may not be immediately obvious. For example, cryptocurrency.

Constantly learning, studying, researching, exploring and looking outside of your comfort zone is the key to financial success.


Investing in assets that are equally good but behave differently will keep your portfolio returns intact and reduce risk.

Diversification means creating a portfolio with a wide variety of return factors and risk parameters, not just different assets.

Most of us consider investing in alternative investments to be very risky. However, if you want to live a successful and fulfilling life and retire with enough money to enjoy your retirement years, you must take calculated risks. This includes risks in your relationships, risks in your career, and risks in your investments.

While taking intelligent risk is vital to achieving your goals in life, remember that risk and loss can set you back, sometimes significantly. However, it may help to remember that taking smart risks is just as easy as making wise decisions.

The basis for correct decision-making

I have learned a lot in my life by watching others and through personal experiences – both good and bad. So when I think about taking a risk in any area of ​​life, I ask myself the following questions:

1. What are the risks? Be sincere. Don’t let your emotions stop you from carefully considering all possible risks. There are mines here.

2. What are the chances of one of the risks coming true? Be truthful. Use real data whenever you can by doing research and talking to others.

3. What are the rewards? Be realistic. Can you really quit your day job and dedicate ten hours a week to something and make $100,000 a year? (Probably not.)

4. What are the odds for these rewards? Be prudent. Find out how many others have done something similar and how they did it.

5. What other options do I have? Be creative. Don’t limit yourself. Consider all possibilities.

6. Do I need to make this decision today? Probably not. Take the time to do your research and explore your options.

Once you’re done answering these six questions, take the emotion out of your decision and ask what your intuition is telling you. Also never forget the wild card risk; you don’t know what you don’t know!

Make money with Fiverr – 3 tips

In today’s “gig economy,” Fiverr has quickly become one of the most prominent opportunities for young people.

Its ease of use, massive audience, and large pool of highly talented providers have made it the perfect solution for entrepreneurs of all abilities, allowing people to earn everything from a decent living to huge full-time incomes.

With that said, if you’ve heard of Fiverr or are looking for ways it could help you make the most of your time and skills, it’s definitely an option worth considering. This tutorial will explain what Fiverr actually is, how it works, and what it means for job providers around the world.

Founded in 2012, Fiverr has grown to over 3 million listings and is headquartered in Tel Aviv, Israel. The company’s name comes from the starting price of each of its listings ($5) – although a common misconception is that this is the “only” price you can list your services at. The reality is that you can list services for up to $1500+. The $5 price is a nominal entry fee.

The system is to allow ‘providers’ to list their services as ‘gigs’. In these gigs, vendors promise to perform tasks ranging from digital marketing to creative writing for a nominal fee.

The client will pay the vendor, the money is held by Fiverr until the job is completed. The supplier then has a certain amount of time to provide the customer with their work. The customer can then request changes or simply give a star rating for the service they received.

The most important thing to remember about the Fiverr business model is that it is short and sharp. People go there for “simple” work and generally won’t pay for anything too ambitious. Although it started as a simple way to make quick money as a struggling student, it quickly grew into the huge platform we see today.

Some of the most popular services purchased on Fiverr are copywriting and creative/article writing. People want native English writers to produce “perfect” copy for their product listings, websites, and general business portfolios. Providing these services on the platform gives you a direct way to earn an extra couple of hundred dollars with relatively little cost.

If you’re wondering how it works, here are 3 tips you can use to advance on the platform.

  1. Be personal

    The most important thing (for long-term growth) is to be personal. Using your face, credentials and a real portfolio is one of the most important ways to get ahead on the site. While you can make progress by staying anonymous – or hiding behind a company name – it’s a much better option to make sure you’re investing in yourself. Some of the most prolific sellers on the site are people who simply put up their credentials and offered a service.

  2. Sell ​​what you know

    Instead of trying to copy what other people are doing, sell what *you* know. It will take a few tries to get a gig that people will be actively looking for (for example, a friend of mine was a financier and I created a Fiverr gig for him to sell articles about “cryptocurrency” – the orders started coming in pretty quickly). The most important thing to say about this is that if you’re trying to “fit in” you’ll mostly be chasing work that isn’t really your forte. Instead, you really need to go all out creatively (to get people looking for you).

  3. Always experiment / test

    Finally, you need to keep trying new gigs, new ways to promote your work, and new ways to showcase what you’ve done before. There’s no point in stalling because you’re just wasting time and getting nowhere.

The most important thing to remember is that you can either sell what everyone else is buying (which usually leads to short-term success). If you have real skills, you can take advantage of Fiverr to give yourself the opportunity to improve your core brand.

All about Flexion Token

ICO Details:

An ICO (Initial Coin Offering) is a true utility token based on ERC20 (Ethereum) that is offered to its investors during a crowdsale with various features. Flexion token holders will be granted exclusive benefits such as profits. The system will record the FXN Wallet balance data every month. And the user will share the income based on the balance stored in the Flexion token in the Flexion Exchange wallet. Depending on the income per token, the system will credit the balance to your reward wallet.

Why you should buy flex tokens

Flexion represents a solid investment opportunity for investors looking to get rich over a period of time. This is not a get-rich-quick scheme or an opportunity to make money overnight. Investors who buy tokens and hold them for the long term will achieve exceptional results and returns on their investments.

An experienced management team with experience in managing a successful company.

All traders want minimal trading fees. We do not have any trading fees.

24 hour customer support.

Token details

The Flexion (FXN) token is built using an ERC20 token based on Ethereum blockchain technology. Flexion (FXN) supports all Ethereum wallets.

About the FLEXION exchange

We provide 0% trading fee during the launch of the exchange. A customer who buys 100 thousand FLEXION tokens will receive 50% trading commission and this will be permanent.

Trading on the Forex market will be carried out on the FLEXION exchange. The client will receive a trading platform of 500 tokens. The minimum purchase amount of Flexion Tokens will be 500 FXN, after which you can use Ethereum to purchase Flexion Tokens. In each new stage will increase.

We are committed to providing a fast and secure trading experience for our clients in BTC, ETH and FXN

Token distribution:

ICO: 53%

Reserve: 30%

Presale: 5%

Bonus distribution: 5%

Team: 5%

Registration / Referral Program: 2%


We provide 1/2 the trading fee than other exchanges.

We support fiat currencies on one platform.

We have reduced the coin listing fee by up to 80% compared to other exchanges.

A first-time customer who purchases 100,000 tokens in the pre-sale will receive a 50% discount on lifetime trading fees

The customer is very important to us and we give our customers 20% profit.

We also provide 24×7 customer support

Features Flexion Exchange

Flexion is a digital currency exchange, we offer 0% trading fee for 6 months at launch

User who buy 1 lakh flexion tokens will get 50% trading commission and it will be permanent

Flexion Exchange provides cryptocurrency trading with Forex trading.

Exchange for the token holder

Complete privacy system

We use the latest technology in our cryptocurrency trading platform

A unique operating system

A user can make one million transactions per second

We provide highly leveraged futures trading.

User can track digital as well as fiat currency.

Get a 50% trade-in discount on your first relationship.

Customer will get 24×7 customer support.

Collecting bitcoins for use in transactions

The big question is how to get bitcoins.

Once you have a basic understanding of what Bitcoin is and how a wallet actually works, you can dive into the world of digital currency and get some Bitcoins for yourself. So, the big question that comes to your mind is how can I get bitcoins?

It’s getting hard.

Once you know the origin of each individual bitcoin, which is based on the mining process, you will believe that the best way to get them is to join that mining process. The fact is that this has become very difficult due to the rapid rise in popularity of cryptocurrency.

Sell ​​products or services.

Each bitcoin is the result of a previous transaction. So the way to get them if you don’t have them is to get a transaction from someone else when you purchase them with cash or also mine new bitcoins.

If you know someone who uses bitcoins, you can ask him/her to get bitcoins. In case you don’t know anyone who owns them, you can get bitcoins by suggesting a different kind of transaction with another bitcoin user, which will get you money in bitcoins. An alternative option is to mine them yourself.

Extraction of minerals.

If you can’t buy bitcoins from someone else, you can get them by mining them. The term mining here means: solving a complex mathematical problem, the purpose of which is to verify the transactions of others. In return, you will receive Bitcoins. Receiving bitcoins is sometimes free, but sending them may incur a fee, depending on the online platform you use. Before you start mining bitcoins, you should understand that this is not an easy way to get bitcoins, it requires some technical knowledge which may not be practical for you.


In case you don’t know anyone who owns bitcoins, you have nothing to sell to exchange for bitcoins, there is a way to buy bitcoins. There are several online platforms that sell bitcoins through a process called trading/exchange. Here I list several ways to acquire bitcoins:

Buy bitcoins from a person.

There are online marketplaces where you can buy bitcoins on a person-to-person basis. You can pay these individuals in cash or in other ways. It’s good to think that you and the seller can arrange a payment method: cash in person, cash via escrow, bank transfer, PayPal, etc. The key element here is finding someone you can trust. A good tip is to use an online deposit service, this way you can protect yourself from any kind of fraud. The good thing about these online depositing platforms is that everyone has to upload their scanned ID, this ensures security during transactions.

Buy bitcoins on exchanges and in retail outlets.

Bitcoin exchanges or trading outlets are basically online services that make it easy for buyers and sellers to transact with Bitcoin. To become a member of one of them, all you need to do is create an account and pass an identity verification before you can buy or sell bitcoins.

Buy bitcoins through an ATM.

Some cities around the world offer physical Bitcoin ATMs. You just get your bitcoins through them using the local fiat currency. Governments regulate the use of these ATMs for security purposes. Sometimes it can be difficult to find a Bitcoin ATM near your location because even where they are installed is regulated.

Will Tesla Still Be Around In 5 Years?

In February Elon Musk launched a Tesla electric sports car into space on the powerful new Falcon Heavy rocket, and Tesla also reported its fourth quarter earnings, which narrowly beat analyst estimates. The company’s revenue rose to $3.288 billion, from $2.284 billion a year ago. Both of these events demonstrate Tesla’s potential and sheer audacity. Yet, these headline grabbing events don’t change the fact that the company is hemorrhaging red ink, losing $1.9 billion for full year 2017, and those loses will increase even further in 2018. Additionally, during their earnings conference call, company officials tried to tamp down expectations for 2018, citing battery supply constraints and production delays at their new state-of-the-art Gigafactory. The Tesla Gigafactory, still partially under construction, is located near the unincorporated community of Clark, Nevada, in northern Storey County, about 17 miles east of Reno. Construction on the facility is expected to be completed by 2020.

According to David Trainer the CEO of New Constructs, an equity research firm, Tesla has been plagued by production problems from the very beginning, from its first car, the Roadster to the current Model 3. The Roadster actually used an AC motor originally designed in 1882 by Nikola Tesla himself. Additionally, Trainer wrote in a recent article that the Model 3 production problems also led to the delay of the debut of Tesla’s first commercial vehicle, the new electric semi-truck. Further, Trainer points out that while Tesla promises the moon and even Mars, the company continues to struggle with basic manufacturing and production. Tesla’s main vehicle manufacturing facility is in Fremont, California. Moreover, Tesla’s troublesome production delays aren’t occurring in a vacuum. There is increasing competition in the electric vehicles (EV) arena. The Chevy Bolt outsold all Tesla models combined last October, and Chevy delivered over 23,000 Bolts in 2017. Tesla clearly needs to fix its production issues, or some on its long waiting list of EV customers may abandon it for more easily accessible options. Tesla quickly racked up 373,000 pre-orders for the Model 3, charging $1,000 just to get on the waiting list.

Nevertheless, Tesla, based in Palo Alto, California, does have strong enthusiasts, and also is now listed, as of 2017, on Statista’s Top 10 Most Valuable Brands within the automotive sector worldwide. Tesla made it into the ranking for the first time last year, and the Tesla brand alone is valued at $5.88 billion. By comparison, Toyota was ranked as the world’s most valuable car brand in 2017, with a brand value of $23.5 billion. Tesla also produced its 300,000th vehicle in February 2018. Plus Tesla’s new heavy-duty electric truck is truly a potential game changer. The electric trucks made their “first production cargo trip,” transporting battery packs from Tesla’s Gigafactory in Nevada to the company’s car-assembly factory in Fremont on Wednesday, March 7th. Tesla is currently considered to be a niche, luxury car maker, and not a commercial truck producer. Nevertheless, when Tesla first unveiled its sleek electric semi-truck in November, and announced that they were entering the $719 billion freight shipping industry, the news immediately generated enthusiasm for the electric truck, which will have a range of 500 miles per charge, and can accelerate from 0-60 mph in five seconds. Although full production isn’t expected to begin until 2019, companies are already placing orders for the electric big rig. Walmart, Meijer, a Michigan-based supermarket chain, J.B. Hunt Transport Services, Pepsi, and Anheuser-Busch have all placed orders for the Tesla Semi, putting down a $5,000 deposit for each truck, according to CNN Money. The electric truck will most likely be used for short hauls, but the Tesla Semi is likely to make some waves in the industry, CNN Money’s auto guru Peter Valdes-Dapena pointed out. Moreover, some extreme enthusiasts say Tesla is the next Apple Inc. However, Apple is not plagued by the constant production headaches that Tesla can’t seem to overcome. One of Tesla’s key production concerns is limited battery availability. Panasonic currently produces the batteries for Tesla automobiles. But the battery currently being produced is an older technology and there are likely no other automobile volume buyers for this technology except Tesla. And for that reason Panasonic likely does not want to expand production capacity of that battery, especially since Tesla plans to switch to a new battery sometime in the second half of 2018, according to a Seeking Alpha article. Moreover, these problematic capacity issues and production delays have caused Tesla’s operating expenses to skyrocket.

And speaking of rising costs, Tesla plans to award CEO Elon Musk an estimated $2.6 billion in long-term compensation. Since the company has yet to turn a profit, this massive increase in compensation has raised some eyebrows, and generated negative feedback from some investors. If the company was currently profitable, this wouldn’t be a cause of concern. Tesla also stated that its ultimate goal was to reach a market capitalization value of $650 billion, the company’s current market cap is $56.6 billion. Talk about swinging for the fences, this is an extremely ambitious goal. To put things into perspective, Toyota’s market cap is currently $185.7 billion, and they earn $15 per share. However, Tesla currently loses -$11.83 per share, and failing to meet production targets with its new Model 3 has sharply increased its spending. And indeed Tesla’s freewheeling spending is somewhat alarming to some of its investors. Tesla’s aggressive spending has been previously challenged by Tesla stockholders. When Tesla agreed to acquire SolarCity Corp, the largest installer of rooftop solar systems in the US, for $2.6 billion in August 2016, stockholders filed a lawsuit. SolarCity was co-founded by two of Musk’s cousins, and the plaintiffs alleged that the Tesla board of directors, of which Musk is the chairman, breached their fiduciary duties in approving the acquisition. Tesla’s current rate of spending is so aggressive that the company is predicted to run out of cash by Monday August 6, 2018, according to motor1.com. However, with large looming debt repayments due and Capex commitments, Tesla will most likely revisit the capital markets sometime in the first Half of 2018, to replenish its cash reserves through a bond offering.

Tesla clearly believes that aggressive spending is a necessary means to reach their ultimate goal.

“Yes. It’s also like for any given complex manufactured item, in order to go past the total capacity, you really need to move the whole supply chain in cadence… There have to be investments in new lines or it’s going to require overtime, which negatively affects gross margin,” said Musk, in their earnings conference call. Also, according to Seeking Alpha, Tesla has aggressively discounted its Model S and Model X vehicles to maintain the sales levels. And because of these discounts, they are racking up higher losses. But Tesla’s diminishing cash position makes steeper discounting an untenable option. And further complications include the rise in interest rates and commodity prices, cobalt prices have shot up from $10 a pound to above $37. In addition to these cost increases, the recent resignation of their chief accounting officer and controller, Eric Branderiz undoubtedly made a few investors nervous. He isn’t the only high-profile departure, a month earlier John McNeill, who was head of the sales and service group, resigned from the company. Bloomberg reported that Branderiz, who was hired in October 2016, had a base salary of $300,000 per year. But potentially his most attractive benefit was a $5 million stock equity award, to be fully vested only after four years of service. This clearly suggests that Branderiz, regardless of his reasons, left a great deal of money on the table with his early departure. These developments definitely make the situation more complicated for a company that is aggressively piling up debt.

According to David Trainer of New Constructs, Tesla hypes itself as being long-term focused, but it appears that the company spends more time and effort on publicity stunts, such as sending a Roadster to Mars, than on achieving its own production targets. He added that if Tesla can’t hit simple production targets, it’s hard to take them seriously about anything. Further, Trainer sees Tesla as a distant challenger to the leading car companies such as Ford and Toyota. And while Tesla may have the competitive advantage with its high quality electric vehicles in the EV market today, Tesla will start to face increasing competition from the more established auto makers. Moreover, competition will likely increase dramatically in the EV market over the next two decades, according The Economist magazine. The magazine reported that while today the EV market only accounts for a small niche of vehicle sales, about 1.5% of the new-car market in America and 1% of cars sold worldwide, the EV market will explode to between 10% and 15% of the market by 2025. And this is just the beginning, the indications are that in all probability the European Union will outlaw all petroleum and diesel fueled cars by 2035, and the western European car market will become completely electric. Further, Britain, France and China have all recently announced that all internal-combustion engines will banned from their roads by 2040.

The worldwide car market will change by startling leaps and bounds over the next two decades. Nevertheless, a number of car makers such as Honda, Toyota, Hyundai, GM, Mercedes-Benz and Volkswagen are hedging their bets with hydrogen fuel-cells, instead of going all-in on cars powered only by a lithium-ion battery. Mercedes will soon introduce a plug-in hybrid SUV that combines a battery pack with a fuel-cell generator. So the next step in hybrid technology is an electric vehicle capable of generating its own electricity with a fuel-cell. Yet, Elon Musk stated in 2015 that fuel cells for use in cars will never be commercially viable because of the inefficiency of producing, transporting and storing hydrogen.

Regarding Tesla’s stock itself, the company launched its IPO on June 29, 2010, trading on the NASDAQ, under the ticker symbol: TSLA. It was originally offered at a price of $17 per share. So a $1,700 purchase (100 shares) at the IPO price would have grown to just under $35,000 today. Moreover, the stock performed outstandingly in 2017, rocketing up from a low of $178.19 in November of 2016, up to a new all-time high of $389.61 in September of 2017. Since then, the stock has been stuck in a sideways consolidation, bouncing up and down between $292.63 and $360.50. Any sustained selloff could push the stock down to its 200-Week moving average, this key support level is currently around $251.

The 200-Week moving average proved to be an optimal place to purchase shares on two previous occasions. Conversely, given the abnormally high amount short interest in TSLA, a breakout above $389.61 could easily send the stock soaring over $500 in short order. TSLA would be propelled higher, aided by a short squeeze that would send short sellers scurrying to buy shares to cover their short positions. A short sell is a bet against a stock, and short sellers profit when the price of a stock drops. TSLA is clearly a stock that short sellers love to hate. Currently the short interest in TSLA is equal to roughly 30 percent of the shares available for trading (the float). By comparison, the short interest for Ferrari NV (NYSE ticker symbol: RACE), which Investor’s Business Daily ranks as the best stock in the Auto Manufacturers Group, is only 3.5 percent. And the short interest in RACE has remained low, even after the stock shot up 80 percent to $131.20. Perhaps the short sellers are not as enthusiastic about shorting the stock of a company that actually makes a $3.50 per share profit, and pays a.69 cent per share dividend. It should also be noted that in January at the Detroit auto show, Ferrari CEO Sergio Marchionne said that Ferrari NV will make a new battery-powered supercar to challenge Tesla Inc. at the high end of the electric car market. Marchionne also said that the time is right for a shift in the industry, and that by 2025 fewer than half the cars sold will be combustion-powered, as gas and diesel give way to hybrid, electric and fuel cell drivetrains. He also predicted that car makers will have less than a decade to reinvent themselves to survive in the world of new technologies.

Tesla is clearly on the cutting edge of coming changes in the auto industry. But that wave of change only looks like a little ripple now. Being the first mover in an industry is no guarantee of eventual profitability, or even of survival as a going concern. Tesla is one of the most ambitious and dynamic companies to come along in the past decade. The question is will Tesla run out of borrowed money before it gets a chance to actually ride that wave of change? Only time will tell.